Mortgage Solutions in Surrey & Vancouver — Find the Right Mortgage for You

At CTC Mortgages, we believe every Canadian deserves access to the best mortgage products available — not just what one bank happens to offer. As a licensed mortgage broker with Dominion Lending Centres, Paramvir Nijjar works with over 90 lenders including Canada’s largest banks, credit unions, trust companies, and financial institutions to find you the ideal mortgage.

Our Mortgage Services

Home Purchase Mortgages

Whether you’re a first-time buyer or an experienced homeowner, we’ll help you navigate the purchase process, secure pre-approval, and find the best rate for your new home.

Mortgage Renewal

Your mortgage renewal is one of the best opportunities to renegotiate your rate and terms. Don’t just sign the renewal your bank sends you — let us shop the market and potentially save you thousands.

Mortgage Refinancing

Access your home equity, consolidate debt, or lower your interest rate by refinancing your existing mortgage. We’ll help you understand the costs and benefits before you commit.

Home Equity & Second Mortgages

Tap into the equity you’ve built in your home to fund renovations, investments, education, or other major expenses.

Mortgage Life Insurance

Protect your family and your home with the right mortgage protection coverage. We can help you understand your options.

Why Choose a Mortgage Broker Over a Bank?

When you go directly to a bank, you’re limited to that bank’s products and rates. A mortgage broker works for you — comparing options across dozens of lenders to find the best fit for your financial situation, goals, and timeline. Best of all, in most cases our services are completely free to you, as we’re compensated by the lender.

Ready to find your perfect mortgage? Contact us today for a free consultation.