{"id":629,"date":"2016-09-13T13:48:16","date_gmt":"2016-09-13T17:48:16","guid":{"rendered":"http:\/\/simon.wps.dev\/fr\/mortgages\/"},"modified":"2026-03-15T19:27:45","modified_gmt":"2026-03-15T23:27:45","slug":"mortgages","status":"publish","type":"page","link":"https:\/\/ctcmortgages.ca\/fr\/mortgages\/","title":{"rendered":"Mortgages"},"content":{"rendered":"<h1>Mortgage Solutions in Surrey &#038; Vancouver \u2014 Find the Right Mortgage for You<\/h1>\n<p>At CTC Mortgages, we believe every Canadian deserves access to the best mortgage products available \u2014 not just what one bank happens to offer. As a licensed mortgage broker with Dominion Lending Centres, Paramvir Nijjar works with <strong>over 90 lenders<\/strong> including Canada&rsquo;s largest banks, credit unions, trust companies, and financial institutions to find you the ideal mortgage.<\/p>\n<h2>Our Mortgage Services<\/h2>\n<h3>Home Purchase Mortgages<\/h3>\n<p>Whether you&rsquo;re a first-time buyer or an experienced homeowner, we&rsquo;ll help you navigate the purchase process, secure pre-approval, and find the best rate for your new home.<\/p>\n<h3>Mortgage Renewal<\/h3>\n<p>Your mortgage renewal is one of the best opportunities to renegotiate your rate and terms. Don&rsquo;t just sign the renewal your bank sends you \u2014 let us shop the market and potentially save you thousands.<\/p>\n<h3>Mortgage Refinancing<\/h3>\n<p>Access your home equity, consolidate debt, or lower your interest rate by refinancing your existing mortgage. We&rsquo;ll help you understand the costs and benefits before you commit.<\/p>\n<h3>Home Equity &#038; Second Mortgages<\/h3>\n<p>Tap into the equity you&rsquo;ve built in your home to fund renovations, investments, education, or other major expenses.<\/p>\n<h3>Mortgage Life Insurance<\/h3>\n<p>Protect your family and your home with the right mortgage protection coverage. We can help you understand your options.<\/p>\n<h2>Why Choose a Mortgage Broker Over a Bank?<\/h2>\n<p>When you go directly to a bank, you&rsquo;re limited to that bank&rsquo;s products and rates. A mortgage broker works for <em>you<\/em> \u2014 comparing options across dozens of lenders to find the best fit for your financial situation, goals, and timeline. Best of all, in most cases our services are completely free to you, as we&rsquo;re compensated by the lender.<\/p>\n<p><strong>Ready to find your perfect mortgage?<\/strong> <a href=\"https:\/\/ctcmortgages.ca\/fr\/contact\/\">Contact us today for a free consultation.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.<\/p>\n","protected":false},"author":1,"featured_media":487,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"open","template":"","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"CTC Mortgages offers home purchase, renewal, refinancing, and self-employed mortgage solutions across BC and Alberta. Access 90+ lenders. 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