Your Clear Path to Homeownership in BC & Alberta

Mortgage Brokers Serving Surrey, Vancouver, Calgary & Edmonton

Paramvir Nijjar and Jimmy are award-winning mortgage brokers with access to 90+ lenders across Canada. We find you the best rate and the right mortgage — whether you’re buying your first home, renewing, or refinancing.

65 Five-Star Google Reviews | DLC Diamond Award 2022 | Platinum Award 2021

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Current Rates

Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.

Current Rates

Current variable mortgage rate is

3.70%

Current prime rate is

4.45%

- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
- 6 Months
- 7.89%
- $756.21
- 4.54%
- $639.21
- $116.99
- 1 Year
- 6.15%
- $648.75
- 4.54%
- $581.04
- $67.71
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $550.14
- $56.76
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $522.77
- $37.39
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $536.37
- $104.03
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $536.37
- $20.44
- 7 Years
- 6.41%
- $664.38
- 4.54%
- $587.31
- $77.07
- 10 Years
- 6.81%
- $688.72
- 4.54%
- $601.11
- $87.61

_{Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.}

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Calculators

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Your Clear Path to Homeownership in BC & Alberta

Award-winning mortgage brokers Paramvir Nijjar and Jimmy give you access to 90+ lenders — so you always get the best rate for your situation. No bank pressure. No broker fees. Just results.

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Read Our 65 Google Reviews ★★★★★

Serving Surrey, Vancouver, Burnaby, Kelowna, Calgary, Edmonton & all of BC and Alberta

90+

Lenders & Products

★★★★★

65+ Google Reviews

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What Are You Looking For?

🏠 First-Time Buyer Navigate the homebuying process with confidence	🔄 Mortgage Renewal Don't just auto-renew — shop 90+ lenders first
💰 Refinancing Lower your rate, consolidate debt, or access equity	💼 Self-Employed We work with lenders who understand your income

Are You a Real Estate Agent?

We're the broker your clients call when the bank says no. Access our Deal-Saving Resource Hub — built specifically for BC & Alberta realtors.

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Videos

DLC - Self Employed Mortgage Solution

DLC Mortgage Life Insurance Explained

DLC- Understanding Your Credit Report

DLC - Fixed VS Variable Rates

Paramvir Nijjar

Mortgage Broker