Why Your Credit Score Might Be Working Against You If you’re getting ready to buy your first home in Canada, you’ve probably heard that your credit score matters. And it does — lenders use it to decide whether to approve your mortgage and what interest rate to offer you. But here’s something most first-time buyers […]

A guide for first-time homebuyers in Canada When you’re buying your first home in Canada, you’ll quickly run into one of the most talked-about decisions in the mortgage world: should I go fixed or variable? You’ll hear opinions from friends, family, your bank, and the internet — and most of them will contradict each other. […]