Realtor Partners — Mortgage Broker for Real Estate Agents in BC & Alberta
Realtor Partners: We Make You Look Great — Every Single Time CTC Mortgages is the mortgage partner that protects your deals, impresses your clients, and keeps your referrals coming back. We’re not just a lender — we’re an extension of your team. Partner With Us Today → Trusted by real estate agents across Surrey, Vancouver, […]
Realtor Partners: We Make You Look Great — Every Single Time
CTC Mortgages is the mortgage partner that protects your deals, impresses your clients, and keeps your referrals coming back. We’re not just a lender — we’re an extension of your team.
Why Top Agents Refer to CTC Mortgages
Your reputation depends on the professionals you recommend. When you refer a client to CTC Mortgages, you’re referring them to a team that treats every file with urgency, communicates proactively, and finds solutions when the big banks say no. We don’t just process mortgages — we protect your deals and your commission.
Same-Day Pre-Approvals
We turn around pre-approvals fast so your clients can make competitive offers with confidence. No waiting 3–5 business days.
We Save Deals Banks Decline
Self-employed clients, investors, new Canadians, and complex income files — we have lender solutions for files that major banks turn away.
Proactive Communication
You’ll always know where the file stands. We update you at every milestone — no chasing, no surprises at the last minute.
Access to 90+ Lenders
We’re not limited to one bank’s product shelf. We shop the entire market — banks, credit unions, monoline lenders, and private — to find the best fit.
Investor-Ready Financing
Working with investor clients? We specialize in rental income calculations, BRRRR strategy, and portfolio financing that maximizes their buying power.
$0 Broker Fees — Always
Our services cost your clients nothing. We’re paid by the lender, so you can confidently recommend us knowing it adds value — not cost.
What Agents Say About Working With Us
“I’ve referred over a dozen clients to Paramvir and not one deal has fallen through. He’s saved two files that my clients’ banks had declined — one self-employed buyer and one investor. My clients always thank me for the referral.”
— David K., REALTOR® — RE/MAX, Surrey BC
“What I appreciate most is the communication. I always know where the file stands. No last-minute surprises. When subjects need to be removed, Paramvir has already confirmed financing. That’s rare.”
— Jennifer L., REALTOR® — Century 21, Calgary AB
“I had a self-employed client who was turned down by two banks. Jimmy found them financing within 48 hours. The deal closed on time. That’s the kind of partner every agent needs.”
— Marcus T., REALTOR® — Sutton Group, Vancouver BC
The Files We Specialize In
The clients who are hardest to finance are often the ones who need the most help — and who become the most loyal. We have deep expertise in:
| Client Type | The Challenge | Our Solution |
|---|---|---|
| Self-Employed | Income doesn’t show on tax returns | Stated income, bank statement programs, Alt-A lenders |
| Investors | Rental income not counted, high TDS | DSCR programs, portfolio lenders, rental offset calculations |
| New Canadians | No Canadian credit history | New-to-Canada programs with as little as 5% down |
| Move-Up Buyers | Bridge financing, timing gap | Bridge loans, port-and-increase strategies, flexible closings |
| First-Time Buyers | Qualifying on a single income, FHSA/RRSP questions | Full program guidance, gifted down payment, CMHC insured options |
How Our Partnership Works
You Refer
Send your client our way via phone, email, or our contact form. We’ll take it from there.
We Connect Fast
We contact your client within hours, not days. First impressions matter — we make you look good.
We Keep You Updated
You’ll receive updates at every key milestone. No surprises, no chasing — just smooth, professional communication.
Deal Closes
Your client is happy, your deal closes on time, and your reputation grows. That’s the CTC difference.
Ready to Partner With a Broker Who Has Your Back?
Join the growing network of BC and Alberta agents who trust CTC Mortgages to protect their deals and impress their clients. Let’s connect.
Call or text Paramvir directly: 778-887-6859
Serving agents in Surrey, Vancouver, Burnaby, Kelowna, Calgary, Edmonton & across BC and Alberta